What calibrated coverage for cannabis looks like for Lab Testing.

Like other testing facilities, cannabis labs are held to a high standard, primarily because of the many new products rolling out from this industry. And yet, laws and regulations are ever-changing, making it challenging for cannabis labs to maintain compliance. However, if a financial loss occurs due to human error or issues in the testing process, having adequate protection can prevent your cannabis lab from suffering.

A license to succeed.

State lines. Lines of business. Calibrated coverage means lines of insurance that fit your growth plan.

Professional liability coverage like Errors and Omissions can help protect against

Your employees could get hurt on the job, so Workers Compensation coverage will help protect from that legal liability.

A license to succeed.

State lines. Lines of business. Calibrated coverage means lines of insurance that fit your growth plan.

Professional liability coverage like Errors and Omissions can help protect against

Your employees could get hurt on the job, so Workers Compensation coverage will help protect from that legal liability.

Testimonials

We’ve found AlphaRoot, particularly Isaac, to be proactive, with spot-on coverage suggestions and hands-on help. Plus, the AlphaRoot online platform eliminates a lot of tedious work we previously had to do for renewals.

Dean Kisieu CFO, Arcview

Our previous broker didn’t have sufficient industry knowledge, but Eric is highly professional and knowledgeable. He’s always on top of things, responding faster than I can type. AlphaRoot even checked for gaps in coverage — who wouldn’t want that?

Marina Chumakova CFO, Cannabistry

Core Coverage

General Liability

General liability offers broad protection against some of the most fundamental risks cannabis companies face. Known as “slip-and-fall” or “all-risk” insurance, this policy covers personal or property damage and bodily injury occurring on the business premises.

 

Product Liability

Cannabis companies offering tangible products or services risk third-party lawsuits claiming bodily injury or property damage. Product liability insurance covers defense fees and settlements, even for ungrounded claims. This coverage is particularly critical in the cannabis space as testing and manufacturing aren’t regulated at the federal level. 

Property

This policy is first-party coverage that protects the Total Insurable Value (TIV) of your operation’s property, reimbursing cannabis companies for direct property losses.

 

Product Liability

Cannabis companies offering tangible products or services risk third-party lawsuits claiming bodily injury or property damage. Product liability insurance covers defense fees and settlements, even for ungrounded claims. This coverage is particularly critical in the cannabis space as testing and manufacturing aren’t regulated at the federal level.

Employment Practices Liability

Cannabis companies with any number of employees faces the risks of allegations, such as discrimination, wrongful termination, breach of contract, etc. This coverage protects cannabis companies against lawsuits related to employment practices.

General Liability

General liability offers broad protection against some of the most fundamental risks cannabis companies face. Known as “slip-and-fall” or “all-risk” insurance, this policy covers personal or property damage and bodily injury occurring on the business premises.

 

Product Liability

Cannabis companies offering tangible products or services risk third-party lawsuits claiming bodily injury or property damage. Product liability insurance covers defense fees and settlements, even for ungrounded claims. This coverage is particularly critical in the cannabis space as testing and manufacturing aren’t regulated at the federal level. 

Property

This policy is first-party coverage that protects the Total Insurable Value (TIV) of your operation’s property, reimbursing cannabis companies for direct property losses.

 

Product Liability

Cannabis companies offering tangible products or services risk third-party lawsuits claiming bodily injury or property damage. Product liability insurance covers defense fees and settlements, even for ungrounded claims. This coverage is particularly critical in the cannabis space as testing and manufacturing aren’t regulated at the federal level.

Employment Practices Liability

Cannabis companies with any number of employees faces the risks of allegations, such as discrimination, wrongful termination, breach of contract, etc. This coverage protects cannabis companies against lawsuits related to employment practices.

Lab Testing Specific
Coverage

Errors & Omissions

E&O is important for labs because most of the supply chain relies on the accuracy of these tests. 

 

Workers’ Compensation

Employers are typically responsible for their medical costs and lost wages when employees sustain work-related injuries. This policy covers these expenses, protecting employees while simultaneously keeping cannabis companies running smoothly.

 

Errors & Omissions

E&O is important for labs because most of the supply chain relies on the accuracy of these tests. 

 

Workers’ Compensation

Employers are typically responsible for their medical costs and lost wages when employees sustain work-related injuries. This policy covers these expenses, protecting employees while simultaneously keeping cannabis companies running smoothly.

 

Types of MSO's Companies
That Need Insurance

Sample Collection

Many cannabis testing facilities provide sample collecting services.

Environmental Testing

Maintaining compliance with many regulatory bodies requires routine examination of influential environmental factors, such as pesticides.

Courier Services

Pickup and delivery services provide speedy and efficient support for vital testing procedures.

Cannabinoid Testing

Most states require testing for at least two main properties: THC and CBD.

Nutrients Testing

Some cannabis labs focus on the plants’ immediate environment, including soil, nutrients, and water, to ensure no contamination in any mediums.

Consulting

Cannabis labs often provide consulting services to various other companies and verticals.

Sample Collection

Many cannabis testing facilities provide sample collecting services.

Environmental Testing

Maintaining compliance with many regulatory bodies requires routine examination of influential environmental factors, such as pesticides.

Courier Services

Pickup and delivery services provide speedy and efficient support for vital testing procedures.

Cannabinoid Testing

Most states require testing for at least two main properties: THC and CBD.

Nutrients Testing

Some cannabis labs focus on the plants’ immediate environment, including soil, nutrients, and water, to ensure no contamination in any mediums.

Consulting

Cannabis labs often provide consulting services to various other companies and verticals.

Read Our Guide

Learn about, common risks in the Cannabis space and how to mitigate them, including licensing, compliance, funding and insurance strategy.

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